The 5W Retirement Blueprint
a full-picture plan for retiring in the new economy
Helps Turn What You Have Into
the Retirement You Want
If you’ve saved at least $500,000, you’ll see how a
5W Blueprint can deliver the same income
and longevity as a retirement twice as big.
5W Blueprint can deliver the same income
and longevity as a retirement twice as big.
It’s designed to thrive in the new economy we live
in, where old strategies collapse under volatility,
taxes, and rising costs. This book walks you
through the math and the method, so you can see
for yourself how to make your savings work smarter in a world that no longer plays fair.
in, where old strategies collapse under volatility,
taxes, and rising costs. This book walks you
through the math and the method, so you can see
for yourself how to make your savings work smarter in a world that no longer plays fair.
The 5W Retirement Blueprint
a full-picture plan for retiring in the new economy
Helps Turn What You Have Into
the Retirement
You Want
If you’ve saved at least $500,000, you’ll see how a 5W Blueprint can deliver the same income and longevity as a retirement twice as big.
It’s designed to thrive in the new economy we live in, where old strategies collapse under volatility, taxes, and rising costs.
This book walks you through the math and the method, so you can see for yourself how to make your savings work smarter in a world that no longer plays fair.
most retirement plans are built for
the optimist economy
Your average retirement plan was created during a time of
pensions, high interest rates, and stable careers. A world where oil was cheap, inflation was low, and a tech boom that seemed to make almost anyone into overnight millionaires.
In the Optimist Economy, nearly any retirement plan could
succeed.
But since the market itself was doing all the heavy lifting, that
meant the financial institutions didn’t need to work as hard.
succeed.
meant the financial institutions didn’t need to work as hard.
So they changed their business model.
Instead of being in the business of maximizing your returns, they were now in the business of minimizing their effort.
So they built the “Set-it-and-forget-it” Retirement Plans you’re
familiar with: One-size-fits-all portfolios, pre-selected fund
menus, with no social security plan, no tax efficiency, and no
income planning.
And they’d happily assign you a bleary-eyed college intern as
your junior advisor to deflect any questions you may have.
familiar with: One-size-fits-all portfolios, pre-selected fund
menus, with no social security plan, no tax efficiency, and no
income planning.
your junior advisor to deflect any questions you may have.
most retirement plans are built for
the optimist economy
So they changed their business model.
But they could get away with it because it worked. The Optimist
Economy was stable, upward trending, and investor friendly. It was
like getting on a long, straight highway -- you could set your cruise
control, tune-out, and not worry about a thing.
But that was 35 years ago.
Because in today's economy, the moment you take your eyes off
the road, you're through the barriers and upside down in a ditch.
That’s because we now live in the Confusion Economy, where
volatility, rising costs, and systemic risk are the norm, not the
exception.
And the old rules that used to work? They not only fail -- they
actually make things worse:
• Set-it-and-forget-it portfolios collapse after a couple bad
years.
• Tax-deferred accounts balloon into ticking time bombs.
• Rising medical costs drain your savings faster than inflation
can be managed.
• Market downturns don’t just “set you back”, they can break your plan entirely.
Most retirement strategies were built for a world that no longer exists.
We now need a plan designed for the Confusion Economy — one
that reduces exposure, protects income, limits taxes, and adapts
as the world changes.
volatility, rising costs, and systemic risk are the norm, not the
exception.
actually make things worse:
years.
can be managed.
that reduces exposure, protects income, limits taxes, and adapts
as the world changes.
But they could get away with it because it worked. The Optimist
Economy was stable, upward trending, and investor friendly. It was
like getting on a long, straight highway -- you could set your cruise
control, tune-out, and not worry about a thing.
But that was 35 years ago.
Because in today's economy, the moment you take your eyes off
the road, you're through the barriers and upside down in a ditch.
That’s because we now live in the Confusion Economy, where
volatility, rising costs, and systemic risk are the norm, not the
exception.
And the old rules that used to work? They not only fail -- they
actually make things worse:
• Set-it-and-forget-it portfolios collapse after a couple bad
years.
• Tax-deferred accounts balloon into ticking time bombs.
• Rising medical costs drain your savings faster than inflation
can be managed.
• Market downturns don’t just “set you back”, they can break your plan entirely.
Most retirement strategies were built for a world that no longer exists.
We now need a plan designed for the Confusion Economy — one
that reduces exposure, protects income, limits taxes, and adapts
as the world changes.
volatility, rising costs, and systemic risk are the norm, not the
exception.
actually make things worse:
years.
can be managed.
that reduces exposure, protects income, limits taxes, and adapts
as the world changes.
From Lane Martinsen
Most retirement advice still assumes we’re living in a world that no longer exists. I know because I used to teach it.
I started in this industry back in 1988, when the formulas were simpler and the environment was more forgiving. But over time, I realized something most advisors never acknowledge: the rules changed, but the strategies didn’t.
That’s why I built the 5W Retirement Blueprint.
It’s not about chasing returns or squeezing more out of what’s already stretched. It’s about structuring the savings you do have to deliver more: more income, more stability, and more control over the long run.
My focus is holistic planning: integrating income, taxes, Social Security, healthcare, investment strategies, and legacy planning into one coordinated plan that can adapt to the world as it is now, not the way we wish it still was.
Over the years, I’ve trained hundreds of advisors and led national planning teams...
But the most rewarding thing I’ve ever done is teach everyday people how to take back control of their future.
So if you’ve saved at least $500,000, and you’re ready to stop wondering whether it’s enough, I’ll show you what’s possible when all the pieces start working together. You might be thinking it’s too late to course-correct, or that you’ve already missed your window.
You haven’t.
Many people don’t realize that with the right structure, $500K can generate the same income, and last as long, as plans built on twice that.
The 5W Retirement Blueprint shows how it's possible.
Get your copy now.
From Lane Martinsen
Most retirement advice still assumes we’re living in a world that no longer exists. I know because I used to teach it.
I started in this industry back in 1988, when the formulas were simpler and the environment was more forgiving. But over time, I realized something most advisors never acknowledge: the rules changed, but the strategies didn’t.
That’s why I built the 5W Retirement Blueprint.
It’s not about chasing returns or squeezing more out of what’s already stretched. It’s about structuring the savings you do have to deliver more: more income, more stability, and more control over the long run.
My focus is holistic planning: integrating income, taxes, Social Security, healthcare, investment strategies, and legacy planning into one coordinated plan that can adapt to the world as it is now, not the way we wish it still was.
Over the years, I’ve trained hundreds of advisors and led national planning teams...
But the most rewarding thing I’ve ever done is teach everyday people how to take back control of their future.
So if you’ve saved at least $500,000, and you’re ready to stop wondering whether it’s enough, I’ll show you what’s possible when all the pieces start working together. You might be thinking it’s too late to course-correct, or that you’ve already missed your window.
You haven’t.
Many people don’t realize that with the right structure, $500K can generate the same income, and last as long, as plans built on twice that.
The 5W Retirement Blueprint shows how it's possible.
Get your copy now.
Here’s what a few readers have to say about the 5w retirement blueprint
“The plan in Lane’s book is refreshingly different and more applicable to today’s retirement realities. His book shows retirees how to generate lifelong income by making the most efficient use of your total financial picture, with Holistic Planning. Your money can last as long as you do… and beyond. Consider this book a user’s guide to a 21st century retirement plan.”
Ed Slott, CPAFounder of Ed Slott’s Elite IRA Advisor Group SM
Here’s what a few readers have to say about the 5w retirement blueprint
Ed Slott, CPAFounder of Ed Slott’s Elite IRA Advisor Group SM
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Management, LLC offers investment advisory services and is registered with the U.S. Securities and Exchange Commission (“SEC”). SEC
registration does not constitute an endorsement of the advisory firm by the SEC nor does it indicate that the advisory firm has attained
a particular level of skill or ability. All content available on this Website is general in nature, not directed or tailored to any particular
person, and is for informational purposes only. Neither the Website nor any of its content is offered as investment advice and should not
be deemed as investment advice or a recommendation to purchase or sell any specific security. The information contained herein
reflects the opinions and projections of Martinsen Wealth Management, LLC as of the date hereof, which are subject to change without
notice at any time. Martinsen Wealth Management, LLC does not represent that any opinion or projection will be realized. Neither
Martinsen Wealth Management, LLC nor any of its advisers, officers, directors, or affiliates represents that the information presented on
this Website is accurate, current or complete, and such information is subject to change without notice. Any performance information
must be considered in conjunction with applicable disclosures. Past performance is not a guarantee of future results. Neither this
Website nor its contents should be construed as legal, tax, or other advice. Individuals are urged to consult with their own tax or legal
advisers before entering into any advisory contract.
This website 5WBook.com (this “Website”) is owned and operated by Martinsen Wealth Management, LLC. Martinsen Wealth Management, LLC offers investment advisory services and is registered with the U.S. Securities and Exchange Commission (“SEC”). SEC registration does not constitute an endorsement of the advisory firm by the SEC nor does it indicate that the advisory firm has attained a particular level of skill or ability. All content available on this Website is general in nature, not directed or tailored to any particular person, and is for informational purposes only. Neither the Website nor any of its content is offered as investment advice and should
not be deemed as investment advice or a recommendation to purchase or sell any specific security. The information contained herein reflects the opinions and projections of Martinsen Wealth Management, LLC as of the date hereof, which are subject to change without notice at any time. Martinsen Wealth Management, LLC does not represent that any opinion or projection will be realized. Neither Martinsen Wealth Management, LLC nor any of its advisers, officers, directors, or affiliates represents that the information
presented on this Website is accurate, current or complete, and such information is subject to change without notice. Any performance information must be considered in conjunction with applicable disclosures. Past performance is not a guarantee of future results. Neither this Website nor its contents should be construed as legal, tax, or other advice. Individuals are urged to consult with their own tax or legal advisers before entering into any advisory contract.